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At MortgageWorx.com, we understand how important your personal
privacy is to you. We understand that you expect privacy and
security when it comes to information that personally identifies
you and allows you to be individually contacted. We have adopted
the following privacy policy because we understand that you
want the information that you provide to us to be safe and you
want to know how that information is being used.
The following explains, among other things, how and why your
personal information is collected, how it is utilized and in
what type of capacities.
Online Forms:
We incorporate the use of online registration and miscellaneous
forms that request contact and demographic information. Currently,
when you sign up to access the website's search capabilities,
we ask for your name and e-mail address. This information decreases
the amount of information you may need to provide when filling
out certain of our websites' forms and enables you to take advantage
of the products and services offered through the website. When
you request certain information or services through our various
order forms, we may also require your mailing address and telephone
number so that we can be sure to reach you if it is necessary.
Moreover, to the extent mortgage services are made available
to you, if you apply for a mortgage loan on-line, we would also
need to know your social security number, income, debt, asset
and other pertinent financial information. This information
would be necessary to process your mortgage application and
to obtain your credit report. We would not obtain your credit
report without your authorization, but we could not approve
you for a mortgage loan without it. We could, however, pre-qualify
you for a mortgage loan without your credit report. Social security
information would only be utilized only for credit checks, loan
applications and similar services. These online forms will also
enable us to send you content related to administration services,
website changes and solicited information.
Cookies:
Cookie technology is used for tracking general user profiles
by placing small files into your browser on your computer's
hard drive. Our cookies do not gather personally identifiable
information. We utilize cookies to retain your profile for quick
navigation and to communicate appropriate information that match
your needs and interests. Cookies are also used as a tool to
improve our website based on user trends. Most web browsers
automatically accept cookies, but you can change your browser
to prevent cookies from being placed in your computer without
your consent. If your computer is programmed to reject our cookies,
you should still be able to use the real estate search capabilities
of our website, but we do not guarantee your ability to do so.
We do not have access to any cookies which may be placed in
your browser by unaffiliated third-parties.
Website
Tools: You should note that our "Planner"
tool, which sends e-mail notifications based on your real estate
search criteria, is equipped with a disabling capability. To
disable e-mail notifications, click "off" at the E-mail
Alert box in your planner.
Disclosure of Personal
Information: Personal information or data that is collected
for our internal use (and that of our affiliated companies)
will not be shared, sold nor traded with any third parties unless
(a) you specifically request or authorize such disclosure; (b)
the information is necessary to complete a transaction requested
or initiated by you; (c) it is compelled or required by law
or to conform to legal processes, governmental regulations,
court orders, or to protect the copyrights, trademarks and property
of any of our companies or we believe, in our sole discretion,
that it must be disclosed pursuant to any of the foregoing;
(d) it is to protect or defend our rights and those of our affiliated
companies; (e) the information is provided to a credit bureau
or similar information reporting agency in connection with the
completion of your on-line mortgage application; or (f) it is
necessary for personal safety. We comply with all official law
enforcement requests for cooperation in disclosing information
to assist investigations.
Childrens' Privacy:
Protecting the privacy of the very young is especially important.
For that reason, we never collect or maintain information at
our website from those we actually know to be under the age
of 13 years. No part of our website is structured to attract
anyone under 13 years of age.
Follow-Up:
Certain personal information may be requested for promotions
and surveys in order to continually improve our website and
the Company's level of service. Although this information is
used for demographic and internal purposes, you retain the right
to withhold this information.
Your Security:
In order to protect you from any misuse or unauthorized use
of your personal information, we employ passwords and a firewall
to prevent access for unauthorized users. However, we do not
guarantee security and will not be responsible for the misuse
or unauthorized use of such information by third parties. Data
transmission in appropriate areas is transmitted using updated
encryption technology via protected servers. All personally
identifiable information is excluded from third-party reports,
and such reports are only general in nature. Our business, retail
and utility partners are only provided the personal information
necessary to provide you with the respective products and services
that you request.
Other Websites:
Our website may contain links to and from other websites. We
do not guarantee that any such websites will respect and protect
your personal information in the same manner that we do. We
recommend that you read the Privacy Policies of those other
websites when you visit them for your own protection and benefit.
We are not responsible for the content, products or services
contained in or offered by any such other websites.
Contacting MortgageWorx.com: For further questions,
comments or other issues, or to modify, update or correct any
of your personal information, please send an email to
. In addition, you can mail us at MortgageWorx, 3050 Post Oak
Boulevard, Suite 1760, Houston, Texas 77056. Please send your
correspondence to the attention of The Webmaster.
Amendments:
We reserve the right to revise our Privacy Policy at any time
without your permission and without advance notice to you-please
check it occasionally for changes. |
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MortgageWorx
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